:root{font-family:-apple-system,BlinkMacSystemFont,"SF Pro Display","SF Pro Text","PingFang SC","Hiragino Sans GB","Microsoft YaHei",sans-serif;color:#1d1d1f;background:#f5f5f7;font-synthesis:none;-webkit-font-smoothing:antialiased;--blue:#2563eb;--muted:#6e6e73;--line:#e6e6eb;--radius:24px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;min-width:320px}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit}
button,select,input[type="range"],input[type="checkbox"]{cursor:pointer}
input:focus-visible,select:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #8eb5ff;outline-offset:2px}
[hidden]{display:none!important}
.topbar{height:66px;position:sticky;top:0;z-index:20;background:rgba(250,250,252,.76);backdrop-filter:blur(24px) saturate(160%);-webkit-backdrop-filter:blur(24px) saturate(160%);border-bottom:1px solid rgba(255,255,255,.7)}
.topbar-inner{max-width:1280px;margin:auto;height:100%;padding:0 30px;display:flex;align-items:center;justify-content:space-between}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:16px;letter-spacing:-.025em}
.brand-mark{display:grid;place-items:center;width:30px;height:30px;border-radius:9px;background:#1d1d1f;color:#fff;font-size:17px;font-weight:600;box-shadow:0 3px 10px #0002}
.brand-light{color:#86868b;font-weight:500}
nav{display:flex;gap:28px;font-size:13px;font-weight:600;color:#6e6e73}
nav a:hover{color:#1d1d1f}
.page-shell{max-width:1280px;padding:0 30px;margin:0 auto}
.hero{min-height:382px;display:grid;grid-template-columns:1fr .82fr;gap:30px;align-items:center;overflow:hidden;position:relative}
.hero-copy{position:relative;z-index:2;padding:57px 0 54px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:.08em;color:#3770e2;text-transform:uppercase}
.status-dot{width:7px;height:7px;border-radius:50%;background:#4c8aff;box-shadow:0 0 0 4px #e4eeff}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(47px,5.3vw,76px);line-height:1.08;letter-spacing:-.055em;font-weight:750;margin:17px 0 20px}
h1 span{color:#3274f6}
.hero-copy>p{max-width:575px;font-size:17px;line-height:1.7;color:#64646b;margin-bottom:25px}
.hero-points{display:flex;gap:9px;flex-wrap:wrap}
.hero-points span{font-size:12px;font-weight:600;color:#7a7a80;background:#fff;padding:8px 11px;border-radius:999px;border:1px solid #ededf0}
.hero-visual{position:relative;min-height:320px;display:grid;place-items:center;isolation:isolate}
.orb{position:absolute;z-index:-1;border-radius:50%;filter:blur(1px)}
.orb-one{width:310px;height:310px;right:9%;top:2%;background:radial-gradient(circle at 32% 27%,#e6f3ff 2%,#c8dcff 47%,#7baafa 100%);box-shadow:inset -20px -28px 45px #4773d43b,0 22px 80px #7dabf268}
.orb-two{width:150px;height:150px;left:11%;bottom:0;background:radial-gradient(circle at 35% 28%,#fff6f2,#e9d9ff 52%,#d0bbfb);opacity:.85;box-shadow:0 20px 60px #d4c3edaa}
.glass-preview{width:min(365px,88%);min-height:214px;background:rgba(255,255,255,.67);border:1px solid rgba(255,255,255,.86);border-radius:25px;box-shadow:0 24px 65px #455d8b25,inset 0 1px 0 #fff9;backdrop-filter:blur(25px) saturate(140%);-webkit-backdrop-filter:blur(25px) saturate(140%);padding:28px 30px;transform:rotate(-6deg);display:flex;flex-direction:column;justify-content:center}
.preview-overline{font-size:13px;color:#6a6a73;font-weight:600}.glass-preview strong{font-size:37px;letter-spacing:-.04em;font-weight:750;margin:11px 0 18px;white-space:nowrap}.preview-rule{height:1px;background:#fff}.preview-foot{color:#777881;font-size:12px;padding-top:16px}
.notice{display:flex;align-items:flex-start;gap:13px;padding:17px 20px;margin:0 0 38px;background:#fff9ec;border:1px solid #f4e4bf;border-radius:18px;color:#745523}
.notice-icon{flex:none;width:18px;height:18px;display:grid;place-items:center;border:1.5px solid #b88731;border-radius:50%;font-size:11px;font-weight:800;font-style:normal;margin-top:1px}
.notice p{font-size:13px;line-height:1.6;margin:0}.notice strong{font-weight:700;color:#5a3f17}
.workspace{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:28px;align-items:start;padding-bottom:95px;scroll-margin-top:85px}
.section-heading{min-height:66px;display:flex;justify-content:space-between;align-items:center;gap:15px;margin-bottom:13px}
.section-kicker{display:block;color:#8c8c95;font-weight:750;font-size:10px;letter-spacing:.17em;margin-bottom:6px}
.section-heading h2{font-size:25px;line-height:1.15;letter-spacing:-.035em;margin:0;font-weight:750}
.example-pill,.rate-pill{white-space:nowrap;font-size:11px;font-weight:700;border-radius:99px;padding:7px 11px;background:#eaf0ff;color:#4373d7}
.rate-pill{background:#e9f5ee;color:#27814a}
.panel{padding:25px;background:#fff;border:1px solid #ebebed;border-radius:var(--radius);box-shadow:0 8px 28px #24243a08;margin-bottom:15px}
.mode-panel{border-color:#d8e5ff;background:linear-gradient(135deg,#fff 58%,#f4f8ff)}
.panel-header{display:flex;align-items:center;gap:12px;margin-bottom:22px}
.panel-header h3{font-size:16px;line-height:1.2;letter-spacing:-.015em;margin:0 0 3px;font-weight:720}.panel-header p{font-size:12px;line-height:1.5;color:#8b8b92;margin:0}
.panel-icon{width:37px;height:37px;border-radius:12px;display:grid;place-items:center;font-size:19px;font-weight:600;flex:none}
.panel-icon.blue{background:#e8f0ff;color:#3a7bfd}.panel-icon.violet{background:#f0eafa;color:#8663d6}.panel-icon.peach{background:#fff1e8;color:#e08a55}.panel-icon.mint{background:#e7f7ef;color:#3a9b66}
.field{margin:0 0 17px}.field:last-child{margin-bottom:0}.field-label{display:block;font-size:12px;line-height:1.45;color:#57575e;font-weight:680;margin-bottom:8px}.field-label small{font-size:11px;color:#9b9ba3;font-weight:500}
.fields-two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.price-control{display:flex;gap:7px;min-width:0}.price-control input{min-width:0;flex:1}.price-control select{flex:none;width:104px;padding:0 23px 0 9px;background-position:right 9px center;font-size:11px}
input[type="number"],select{height:47px;width:100%;background:#f8f8fa;border:1px solid #e7e7ea;border-radius:12px;padding:0 13px;color:#202026;font-size:15px;font-weight:650;transition:border-color .16s,background .16s,box-shadow .16s;outline:none;appearance:textfield;-moz-appearance:textfield}
input[type="number"]::-webkit-outer-spin-button,input[type="number"]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
input[type="number"]:focus,select:focus{border-color:#89b0ff;background:#fff;box-shadow:0 0 0 4px #bcd4ff4d}
input[type="number"][readonly]{background:#f0f5ff;border-color:#dce8ff;color:#3566be;cursor:default}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='m1 1 5 5 5-5' fill='none' stroke='%236e6e73' stroke-width='1.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 15px center;padding-right:32px;font-size:13px;white-space:nowrap;text-overflow:ellipsis}
.field-hint{font-size:11px;line-height:1.55;color:#909097;margin:7px 0 0}.mode-hint{color:#5574a2;font-size:12px;margin-top:11px}
.slider-wrap{padding:3px 2px 14px;margin-top:-3px}
input[type="range"]{width:100%;height:6px;border-radius:999px;appearance:none;-webkit-appearance:none;outline:none;background:linear-gradient(90deg,#4184ff var(--progress),#e9ebf1 var(--progress))}
input[type="range"]::-webkit-slider-thumb{appearance:none;width:22px;height:22px;border:5px solid white;border-radius:50%;background:#4587ff;box-shadow:0 2px 8px #5878b755;transition:transform .1s}
input[type="range"]::-moz-range-thumb{width:13px;height:13px;border:5px solid white;border-radius:50%;background:#4587ff;box-shadow:0 2px 8px #5878b755}
input[type="range"]:active::-webkit-slider-thumb{transform:scale(1.15)}.slider-ends{display:flex;justify-content:space-between;color:#a0a0a8;font-size:11px;margin-top:9px}
.advanced{border-top:1px solid #efeff1;margin-top:3px}.advanced summary{list-style:none;cursor:pointer;padding:17px 0 0;font-size:12px;font-weight:700;color:#5378ba;display:flex;justify-content:space-between}.advanced summary::-webkit-details-marker{display:none}.advanced summary span{color:#999;font-weight:500}.advanced[open] summary span{display:none}.advanced-body{padding-top:17px}.toggle-line{display:flex;gap:8px;align-items:center;font-size:12px;font-weight:600;color:#555;cursor:pointer}.toggle-line input{accent-color:#357cff;width:16px;height:16px}
.deduct-group{margin:5px 0 17px}.chips{display:flex;flex-wrap:wrap;gap:8px}.chips label{cursor:pointer}.chips input{position:absolute;opacity:0;width:1px;height:1px}.chips span{display:inline-flex;align-items:center;min-height:34px;background:#f7f7f9;border:1px solid #e9e9ed;color:#777780;padding:7px 10px;border-radius:10px;font-size:11px;font-weight:600;transition:background .15s,border .15s,color .15s}.chips input:checked+span{background:#eaf1ff;color:#3f70ce;border-color:#c9dbff}.chips input:focus-visible+span{outline:3px solid #8eb5ff;outline-offset:2px}
.fixed-deduction{display:flex;align-items:baseline;justify-content:space-between;flex-wrap:wrap;gap:4px 12px;background:#f2f8f5;border:1px solid #dcefe3;border-radius:14px;padding:13px 15px;margin:-4px 0 19px}.fixed-deduction span{color:#567161;font-size:12px;font-weight:700}.fixed-deduction strong{color:#26744a;font-size:16px;letter-spacing:-.02em}.fixed-deduction small{color:#799184;font-size:11px;line-height:1.5;width:100%}
.fund-toggle{margin:-2px 0 13px}.fund-auto-fields{background:#f8faff;border:1px solid #e8edfb;border-radius:16px;padding:15px;margin-bottom:18px}.fund-auto-fields .field:last-child{margin-bottom:0}.fund-auto-fields>.field-hint{margin-top:7px}.fund-auto-fields select{background-color:#fff}
.contribution-hint{margin:-7px 0 19px}
.results{position:sticky;top:84px;min-width:0}.result-feature{background:linear-gradient(148deg,#27282d 4%,#17181d 94%);border-radius:26px;color:#fff;padding:27px 29px;box-shadow:0 20px 35px #1a1a2c24;min-height:232px}.result-feature-top{display:flex;justify-content:space-between;align-items:center;font-size:13px;font-weight:640;color:#b8bac4}.sparkle{font-size:23px;color:#9cbaff}.result-feature>strong{display:block;font-size:clamp(32px,3.8vw,51px);letter-spacing:-.045em;line-height:1.15;margin:18px 0 6px;font-weight:750;overflow-wrap:anywhere}.result-feature>p{color:#a4a8b3;font-size:12px;margin:0}.feature-divider{height:1px;background:#ffffff23;margin:25px 0 16px}.feature-bottom{display:flex;justify-content:space-between;gap:8px;flex-wrap:wrap;color:#a6a9b4;font-size:12px}.feature-bottom b{color:#fff;font-weight:650}
.result-mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin:13px 0}.result-mini{min-width:0;background:#fff;border:1px solid #ebebee;box-shadow:0 6px 25px #24243a07;border-radius:20px;padding:19px 20px;display:flex;flex-direction:column;min-height:118px}.result-mini>span{color:#898990;font-size:12px;font-weight:620}.result-mini strong{font-size:24px;letter-spacing:-.035em;margin:9px 0 1px;white-space:nowrap}.result-mini small{color:#a0a0a8;font-size:11px;line-height:1.4}
.detail-link{display:flex;align-items:center;justify-content:space-between;gap:10px;background:#eaf1ff;color:#2866c9;border-radius:14px;padding:13px 15px;font-size:12px;font-weight:730;margin:0 0 14px}.detail-link:hover{background:#dae8ff}.detail-link span{font-size:18px;line-height:1}
.breakdown{margin-bottom:0;padding:24px}.result-section-header{display:flex;justify-content:space-between;gap:10px;align-items:end;margin-bottom:15px}.result-section-header h3{font-size:17px;letter-spacing:-.02em;margin:0}.result-section-header>span{font-size:11px;color:#a0a0a8}
table{width:100%;border-collapse:collapse;text-align:left}th{font-size:10px;color:#aaaab1;font-weight:700;padding:11px 0;border-bottom:1px solid #ececf0}td{font-size:12px;color:#55565b;padding:14px 0;border-bottom:1px solid #f0f0f2;white-space:nowrap}th:last-child,td:last-child{text-align:right}td:nth-child(2){color:#6c6c73}.tier-label{font-weight:700;color:#44464d}.tier-shares{font-weight:730;color:#3578e5}.table-wrap{overflow-x:auto}.transfer-tier-note{font-size:12px;color:#777;line-height:1.6}
.tax-note{display:flex;gap:12px;background:#f1f6ff;border-radius:14px;padding:14px 15px;margin-top:16px}.tax-note-icon{color:#3778e9;font-size:18px;font-weight:700;line-height:1}.tax-note p{color:#45679c;font-size:11px;line-height:1.6;margin:0}.result-footnote{color:#9b9ba2;font-size:11px;line-height:1.6;margin:13px 4px 0}.error-box{background:#fff0ee;color:#a0382d;border:1px solid #ffd2cd;padding:12px 15px;border-radius:12px;font-size:12px;margin:0 0 12px}
.calculation-section{scroll-margin-top:88px;padding:0 0 82px}.calculation-section>.section-heading{margin-bottom:5px}.calculation-intro{color:#7e7e86;font-size:13px;line-height:1.65;margin:0 0 20px}.calculation-grid{display:grid;grid-template-columns:1fr 1.12fr;align-items:start;gap:16px}.calculation-card{min-width:0;background:#fff;border:1px solid #e9e9ee;border-radius:24px;padding:24px;box-shadow:0 8px 28px #24243a08}.calculation-card h3{font-size:17px;letter-spacing:-.025em;margin:0 0 10px}.calculation-list{padding:0;margin:0;list-style:none}.calculation-row{display:grid;grid-template-columns:27px minmax(0,1fr) auto;gap:11px;align-items:start;border-top:1px solid #f0f0f3;padding:13px 0}.calculation-row:first-child{border-top:0}.calculation-number{color:#a8a8b2;font-size:10px;font-weight:750;padding-top:3px}.calculation-copy{min-width:0}.calculation-copy strong{display:block;color:#33343a;font-size:12px;font-weight:720}.calculation-copy p{color:#92929a;font-size:11px;line-height:1.5;margin:4px 0 0;overflow-wrap:anywhere}.calculation-amount{color:#31343d;font-size:13px;font-weight:720;white-space:nowrap}.calculation-row.is-total .calculation-copy strong,.calculation-row.is-total .calculation-amount{color:#26724b}.calculation-row.is-tax .calculation-copy strong,.calculation-row.is-tax .calculation-amount{color:#3b70cb}.calculation-final{margin-top:16px}.calculation-final>p{border-top:1px solid #e9eef5;color:#718093;font-size:11px;line-height:1.6;padding-top:15px;margin:5px 0 0}
.method-section{scroll-margin-top:90px;padding:66px 0 82px;border-top:1px solid #e2e2e7}.method-title{text-align:center;max-width:620px;margin:0 auto 30px}.method-title h2{font-size:clamp(29px,3.4vw,42px);letter-spacing:-.045em;margin:8px 0 11px}.method-title p{font-size:14px;line-height:1.7;color:#888890;margin:0}.method-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.method-grid article{background:#fff;border:1px solid #ebebee;border-radius:22px;padding:24px;box-shadow:0 6px 25px #24243a05}.method-num{font-size:11px;color:#4c83eb;font-weight:800;letter-spacing:.06em}.method-grid h3{font-size:16px;letter-spacing:-.02em;margin:18px 0 10px}.method-grid p{font-size:12px;line-height:1.75;color:#85858e;margin:0}.sources{display:flex;flex-wrap:wrap;align-items:center;gap:13px 19px;margin:27px 3px 0;font-size:11px;color:#85858b}.sources strong{color:#515159}.sources a{color:#4979d1}.sources a:hover{text-decoration:underline}
.footer{max-width:1280px;margin:0 auto;border-top:1px solid #e1e1e6;padding:24px 30px 36px;color:#a1a1a7;font-size:11px;display:flex;justify-content:space-between;gap:15px}
@media(max-width:980px){.hero{grid-template-columns:1fr .65fr}.workspace{grid-template-columns:1fr}.results{position:static}.result-feature>strong{font-size:48px}.method-grid{grid-template-columns:1fr 1fr}.calculation-grid{grid-template-columns:1fr}}
@media(max-width:690px){.topbar{height:58px}.topbar-inner,.page-shell{padding-left:18px;padding-right:18px}nav{gap:14px;font-size:12px}.hero{display:block;min-height:0}.hero-copy{padding:43px 0 31px}.hero-copy>p{font-size:14px}.hero-visual{display:none}.hero-points span{font-size:10px}.notice{margin-bottom:25px;padding:13px 15px}.workspace{gap:18px;padding-bottom:52px}.section-heading h2{font-size:22px}.panel{padding:19px;border-radius:20px}.result-feature{padding:23px;min-height:214px}.result-feature>strong{font-size:clamp(36px,9vw,48px)}.result-mini{padding:17px 15px}.result-mini strong{font-size:clamp(18px,5vw,24px)}.calculation-section{padding-bottom:58px}.calculation-card{padding:19px;border-radius:20px}.calculation-row{grid-template-columns:25px minmax(0,1fr);gap:7px 10px}.calculation-amount{grid-column:2;justify-self:start}.method-section{padding:55px 0 65px}.method-grid{grid-template-columns:1fr}.footer{padding:20px 18px 32px;flex-direction:column;gap:5px}}
@media(max-width:420px){.brand{font-size:14px}nav a:last-child{display:none}.fields-two{grid-template-columns:1fr;gap:0}.result-mini-grid{gap:9px}.result-mini strong{font-size:19px}.result-section-header>span{display:none}th,td{font-size:10px}.tier-label{font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition-duration:.01ms!important;animation-duration:.01ms!important}}
@media(prefers-reduced-transparency:reduce){.topbar{background:#fff;backdrop-filter:none;-webkit-backdrop-filter:none}.glass-preview{background:#fff;backdrop-filter:none;-webkit-backdrop-filter:none}}
@media(prefers-contrast:more){.panel,.result-mini,.method-grid article{border-color:#777}.field-hint,.result-footnote{color:#555}.notice{border-color:#855f18}}